diff --git a/src/card/services/card.service.ts b/src/card/services/card.service.ts
index 2638d58..63aa27d 100644
--- a/src/card/services/card.service.ts
+++ b/src/card/services/card.service.ts
@@ -245,6 +245,10 @@ export class CardService {
       this.neoleapService.updateCardControl(card.cardReference, finalAmountNumber),
       this.updateCardLimit(card.id, finalAmountNumber),
       this.accountService.increaseReservedBalance(fundingAccount, amount),
+      // Increase child account balance
+      this.accountService.creditAccountBalance(card.account.accountReference, amount),
+      // Decrease parent account balance (only if parent is funding)
+      card.parentId ? this.accountService.decreaseAccountBalance(fundingAccount.accountReference, amount) : Promise.resolve(),
     ]);
 
     // Only create transaction and emit event after all operations succeed
diff --git a/src/card/services/transaction.service.ts b/src/card/services/transaction.service.ts
index e94ac64..59edb2f 100644
--- a/src/card/services/transaction.service.ts
+++ b/src/card/services/transaction.service.ts
@@ -110,9 +110,12 @@ export class TransactionService {
     const card = await this.cardService.getCardById(cardId);
     const transaction = await this.transactionRepository.createInternalChildTransaction(card, amount);
     
+    // Reload card to get updated account balance after the transfer
+    const cardWithUpdatedBalance = await this.cardService.getCardById(cardId);
+    
     const event: ITransactionCreatedEvent = {
       transaction,
-      card,
+      card: cardWithUpdatedBalance, // Use card with updated balance
       isTopUp: true,
       isChildSpending: true,
       timestamp: new Date(),
diff --git a/src/common/modules/notification/dtos/response/notifications.response.dto.ts b/src/common/modules/notification/dtos/response/notifications.response.dto.ts
index 56d4ef0..8240da7 100644
--- a/src/common/modules/notification/dtos/response/notifications.response.dto.ts
+++ b/src/common/modules/notification/dtos/response/notifications.response.dto.ts
@@ -26,7 +26,10 @@ export class NotificationsResponseDto {
     
     // Use event timestamp from data if available, otherwise use notification creation time
     // This ensures notifications show when the event occurred, not when notification was saved
+    // Note: Timestamps are stored in UTC in the database, and should be converted to local timezone on the client side
     if (notification.data?.timestamp) {
+      // Parse the ISO string timestamp (which is in UTC)
+      // The client should convert this to the user's local timezone
       this.createdAt = new Date(notification.data.timestamp);
     } else {
       this.createdAt = notification.createdAt;
diff --git a/src/common/modules/notification/listeners/transaction-notification.listener.ts b/src/common/modules/notification/listeners/transaction-notification.listener.ts
index ac13712..8537d76 100644
--- a/src/common/modules/notification/listeners/transaction-notification.listener.ts
+++ b/src/common/modules/notification/listeners/transaction-notification.listener.ts
@@ -4,6 +4,7 @@ import { I18nService } from 'nestjs-i18n';
 import { NotificationFactory, NotificationPreferences } from '../services/notification-factory.service';
 import { UserService } from '~/user/services/user.service';
 import { AccountService } from '~/card/services/account.service';
+import { CardService } from '~/card/services/card.service';
 import { NOTIFICATION_EVENTS } from '../constants/event-names.constant';
 import { ITransactionCreatedEvent } from '../interfaces/notification-events.interface';
 import { NotificationScope } from '../enums/notification-scope.enum';
@@ -36,6 +37,8 @@ export class TransactionNotificationListener {
     private readonly i18n: I18nService,
     @Inject(forwardRef(() => AccountService))
     private readonly accountService: AccountService,
+    @Inject(forwardRef(() => CardService))
+    private readonly cardService: CardService,
   ) {}
 
   /**
@@ -101,9 +104,13 @@ export class TransactionNotificationListener {
       const locale = this.getUserLocale(user);
       const amount = transaction.transactionAmount;
       const merchant = transaction.merchantName || 'merchant';
-      const balance = card.account?.balance || 0;
+      
+      // Reload card to get the latest account balance after transaction
+      const cardWithUpdatedBalance = await this.cardService.getCardById(card.id);
+      const balance = cardWithUpdatedBalance.account?.balance || card.account?.balance || 0;
+      
       const currency = getCurrency(
-        card.account?.currency,
+        cardWithUpdatedBalance.account?.currency || card.account?.currency,
         transaction.transactionCurrency,
         'SAR'
       );
@@ -200,14 +207,33 @@ export class TransactionNotificationListener {
       const childName = childUser?.firstName || defaultChildName;
       const amount = transaction.transactionAmount;
       const merchant = transaction.merchantName || 'a merchant';
-      const balance = card.account?.balance || 0;
+      
+      // Get parent's account balance (not child's balance)
+      let parentAccountBalance = 0;
+      let parentAccountCurrency: string | undefined;
+      try {
+        const parentCustomer = customer?.junior?.guardian?.customer;
+        if (parentCustomer?.cards?.[0]?.account) {
+          parentAccountBalance = parentCustomer.cards[0].account.balance;
+          parentAccountCurrency = parentCustomer.cards[0].account.currency;
+        } else if (card.parentId) {
+          const parentAccount = await this.accountService.getAccountByCustomerId(card.parentId);
+          parentAccountBalance = parentAccount.balance;
+          parentAccountCurrency = parentAccount.currency;
+        }
+      } catch (error) {
+        this.logger.warn(`Could not fetch parent account for parent notification, using child account balance as fallback`);
+        parentAccountBalance = card.account?.balance || 0;
+        parentAccountCurrency = card.account?.currency;
+      }
+      
       const currency = getCurrency(
-        card.account?.currency,
+        parentAccountCurrency || card.account?.currency,
         transaction.transactionCurrency,
         'SAR'
       );
       const formattedAmount = formatCurrencyAmount(amount, currency);
-      const formattedBalance = formatCurrencyAmount(balance, currency);
+      const formattedBalance = formatCurrencyAmount(parentAccountBalance, currency);
 
       this.logger.debug(
         `Notifying parent (user ${parentUser.id}): ${childName} spent ${formattedAmount} ${currency} at ${merchant}`
@@ -249,7 +275,7 @@ export class TransactionNotificationListener {
           currency: currency,
           merchant: merchant,
           merchantCategory: transaction.merchantCategoryCode || 'OTHER',
-          balance: balance.toString(),
+          balance: formattedBalance,
           timestamp: transaction.transactionDate.toISOString(),
           type: 'CHILD_SPENDING',
           action: 'OPEN_TRANSACTION',
@@ -290,12 +316,20 @@ export class TransactionNotificationListener {
       const parentCustomer = customer?.junior?.guardian?.customer;
       let parentAccount = parentCustomer?.cards?.[0]?.account;
       
+      // Reload parent account to get updated balance after transfer
       if (!parentAccount && card.parentId) {
         try {
           parentAccount = await this.accountService.getAccountByCustomerId(card.parentId);
         } catch (error) {
           this.logger.warn(`Could not fetch parent account for customer ${card.parentId}, using child account balance`);
         }
+      } else if (parentAccount && card.parentId) {
+        // Reload to get fresh balance
+        try {
+          parentAccount = await this.accountService.getAccountByCustomerId(card.parentId);
+        } catch (error) {
+          this.logger.warn(`Could not reload parent account, using cached balance`);
+        }
       }
       
       const balance = parentAccount?.balance || card.account?.balance || 0;