diff --git a/ALLOWANCE_SCHEDULING_SYSTEM.md b/ALLOWANCE_SCHEDULING_SYSTEM.md
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+# Allowance Scheduling System (Backend)
+
+This document captures the complete allowance scheduling feature as implemented in the backend.
+It is intended as a long-term reference for how the system works, why it was built this way,
+and how to operate/extend it safely.
+
+## Goals and Scope
+
+- Allow parents/guardians to create a recurring allowance schedule for a child.
+- Credit the allowance automatically based on the schedule.
+- Scale safely with multiple workers and avoid duplicate credits.
+- Keep cron lightweight and offload work to RabbitMQ workers.
+
+Non-goals in the current implementation:
+- UI changes
+- Analytics/reporting views
+- Advanced scheduling (e.g., custom weekdays)
+
+## High-Level Flow
+
+1. Parent creates a schedule via API.
+2. Cron runs every 5 minutes and enqueues due schedules into RabbitMQ.
+3. Workers consume queue messages, credit the allowance, and update the next run.
+4. Idempotency is enforced in the database to prevent duplicate credits.
+
+## Data Model
+
+### Table: `allowance_schedules`
+
+Purpose: Stores the schedule definition (amount, frequency, status, next run).
+
+Key fields:
+- `guardian_id`, `junior_id`: who funds and who receives.
+- `amount`: the allowance amount.
+- `frequency`: DAILY / WEEKLY / MONTHLY.
+- `status`: ON / OFF.
+- `next_run_at`, `last_run_at`: scheduling metadata.
+
+Constraints:
+- Unique `(guardian_id, junior_id)` ensures one schedule per child.
+
+Entity: `src/allowance/entities/allowance-schedule.entity.ts`
+
+### Table: `allowance_credits`
+
+Purpose: Audit log and idempotency guard for each credit run.
+
+Key fields:
+- `schedule_id`: which schedule executed.
+- `transaction_id`: the resulting transaction (nullable).
+- `amount`, `run_at`, `credited_at`.
+
+Idempotency:
+- Unique `(schedule_id, run_at)` prevents duplicates even with multiple workers.
+
+Entity: `src/allowance/entities/allowance-credit.entity.ts`
+
+### Table: `cron_runs`
+
+Purpose: shared audit table for all cron jobs (not just allowance).
+
+Key fields:
+- `job_name`: unique identifier for the cron.
+- `status`: SUCCESS / FAILED.
+- `processed_count`: number of schedules processed.
+- `error_message`: failure reason.
+- `started_at`, `finished_at`.
+
+Entity: `src/cron/entities/cron-run.entity.ts`
+
+## API (Schedule Creation)
+
+Endpoint:
+- `POST /guardians/me/allowances/:juniorId`
+
+Input DTO:
+- `amount` (required, numeric, positive)
+- `frequency` (required, enum)
+- `status` (required, enum)
+
+DTO: `src/allowance/dtos/request/create-allowance-schedule.request.dto.ts`
+
+Response DTO:
+- `AllowanceScheduleResponseDto` with schedule fields.
+
+DTO: `src/allowance/dtos/response/allowance-schedule.response.dto.ts`
+
+Business validation:
+- Child must belong to guardian.
+- No duplicate schedule for the same guardian+child.
+
+Service: `src/allowance/services/allowance.service.ts`
+
+## Cron Producer (Queue Enqueue)
+
+Cron job:
+- Runs every 5 minutes.
+- Batches schedules (cursor-based) to avoid large load.
+- Enqueues each schedule to RabbitMQ.
+
+Cron: `src/cron/tasks/allowance-schedule.cron.ts`
+
+Batch behavior:
+- Batch size = 100
+- Uses a cursor (`nextRunAt`, `id`) for stable pagination.
+- Prevents re-reading the same rows.
+
+Locking:
+- `BaseCronService` uses cache lock to ensure only one instance runs.
+- Each cron run is logged to `cron_runs` with status and processed count.
+
+Lock: `src/cron/services/base-cron.service.ts`
+
+## Queue Publisher
+
+Queue publisher:
+- Asserts queue + retry/DLQ exchanges.
+- Enqueues jobs with message id (for traceability).
+
+Service: `src/allowance/services/allowance-queue.service.ts`
+
+Queue names:
+- `allowance.schedule` (main)
+- `allowance.schedule.retry` (retry with TTL)
+- `allowance.schedule.dlq` (dead-letter queue)
+
+Constants: `src/allowance/constants/allowance-queue.constants.ts`
+
+## Worker Consumer (Transfers)
+
+Worker:
+- Consumes `allowance.schedule` queue.
+- Validates schedule is due and active.
+- Creates `allowance_credits` record for idempotency.
+- Transfers money via `cardService.transferToChild`.
+- Updates `last_run_at` and `next_run_at`.
+
+Worker: `src/allowance/services/allowance-worker.service.ts`
+
+Transfer:
+- Uses existing logic in `card.service.ts` for balance updates and transaction creation.
+
+Service: `src/card/services/card.service.ts`
+
+### Idempotency details
+
+1. Worker inserts `allowance_credits` row first.
+2. Unique constraint blocks duplicates.
+3. If transfer fails, the credit row is removed so the job can retry.
+
+This makes multiple workers safe.
+
+## Retry + DLQ Strategy
+
+Retry delay:
+- Failed jobs are dead-lettered to retry queue.
+- Retry queue has `messageTtl = 10 minutes`.
+- After TTL, job is routed back to main queue.
+
+DLQ:
+- If a job fails `ALLOWANCE_MAX_RETRIES` times (default 5), it is routed to the DLQ.
+- This prevents endless loops and allows manual inspection.
+
+Config:
+- `ALLOWANCE_MAX_RETRIES` (default 5)
+
+## Redis Usage
+
+Redis is used by `BaseCronService` to enforce a **distributed lock** for the cron job.
+This prevents multiple backend instances from enqueuing the same schedules at the same time.
+
+Lock behavior:
+- If the lock key exists, cron exits early.
+- If the lock key is absent, cron sets it with a TTL and proceeds.
+- TTL ensures the lock is released even if a node crashes.
+
+Service: `src/cron/services/base-cron.service.ts`
+
+## RabbitMQ Setup and Behavior
+
+The allowance system uses RabbitMQ for asynchronous processing. Cron publishes due schedules,
+and workers consume them.
+
+### Exchanges and Queues
+
+Main queue:
+- `allowance.schedule`
+
+Retry setup:
+- Exchange: `allowance.schedule.retry.exchange`
+- Queue: `allowance.schedule.retry`
+- Binding key: `allowance.schedule`
+- TTL: 10 minutes
+- Dead-letter route: back to `allowance.schedule`
+
+Dead-letter queue (DLQ):
+- Exchange: `allowance.schedule.dlq.exchange`
+- Queue: `allowance.schedule.dlq`
+- Binding key: `allowance.schedule`
+
+### Flow Summary
+
+1. Cron enqueues jobs to `allowance.schedule`.
+2. Worker consumes jobs from `allowance.schedule`.
+3. On failure, job is **dead-lettered** to `allowance.schedule.retry`.
+4. After 10 minutes, it returns to `allowance.schedule`.
+5. After max retries, worker publishes the job to `allowance.schedule.dlq`.
+
+### Where it is configured
+
+- Publisher setup: `src/allowance/services/allowance-queue.service.ts`
+- Worker consumer: `src/allowance/services/allowance-worker.service.ts`
+- Queue constants: `src/allowance/constants/allowance-queue.constants.ts`
+
+## Environment Variables
+
+- `RABBITMQ_URL` (required for queue/worker)
+- `ALLOWANCE_QUEUE_NAME` (optional, defaults to `allowance.schedule`)
+- `ALLOWANCE_MAX_RETRIES` (optional, defaults to 5)
+- `ALLOWANCE_RETRY_DELAY_MS` (optional, defaults to 10 minutes)
+
+### Example .env snippet
+
+```
+RABBITMQ_URL=amqp://guest:guest@localhost:5672
+ALLOWANCE_QUEUE_NAME=allowance.schedule
+ALLOWANCE_MAX_RETRIES=5
+ALLOWANCE_RETRY_DELAY_MS=600000
+```
+
+## Operational Checklist
+
+- Ensure Redis is running (cron locking).
+- Ensure RabbitMQ is running (queue + workers).
+- Start at least one worker process.
+- Monitor DLQ for failures.
+
+## Manual Test Checklist
+
+1. Create schedule:
+   - POST `/guardians/me/allowances/:juniorId`
+   - Valid amount, frequency, status.
+2. Duplicate schedule:
+   - Expect `ALLOWANCE.ALREADY_EXISTS`.
+3. Cron enqueue:
+   - Wait for cron interval or manually trigger.
+   - Confirm messages appear in RabbitMQ.
+4. Worker:
+   - Ensure worker is running.
+   - Verify transfers happen and `allowance_credits` is created.
+5. Failure paths:
+   - Simulate transfer failure and verify retry queue behavior.
+   - Confirm DLQ after max retries.
+
+## Operational Notes
+
+- For large volumes, scale workers horizontally.
+- Keep cron lightweight; do not perform transfers in cron.
+- Monitor queue depth and DLQ entries.
+
+## Known Limitations (Current)
+
+- Only one schedule per child (guardian+junior unique).
+- No custom weekdays or complex schedules.
+- Retry delay is fixed at 10 minutes (can be configurable).
+
+## File Map (Quick Reference)
+
+- API:
+  - `src/allowance/controllers/allowance.controller.ts`
+  - `src/allowance/services/allowance.service.ts`
+  - `src/allowance/dtos/request/create-allowance-schedule.request.dto.ts`
+  - `src/allowance/dtos/response/allowance-schedule.response.dto.ts`
+
+- Cron:
+  - `src/cron/tasks/allowance-schedule.cron.ts`
+  - `src/cron/services/base-cron.service.ts`
+
+- Queue/Worker:
+  - `src/allowance/services/allowance-queue.service.ts`
+  - `src/allowance/services/allowance-worker.service.ts`
+  - `src/allowance/constants/allowance-queue.constants.ts`
+
+- Repositories:
+  - `src/allowance/repositories/allowance-schedule.repository.ts`
+  - `src/allowance/repositories/allowance-credit.repository.ts`
+
+- Entities:
+  - `src/allowance/entities/allowance-schedule.entity.ts`
+  - `src/allowance/entities/allowance-credit.entity.ts`
+
diff --git a/src/allowance/allowance.module.ts b/src/allowance/allowance.module.ts
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--- /dev/null
+++ b/src/allowance/allowance.module.ts
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+import { Module } from '@nestjs/common';
+import { TypeOrmModule } from '@nestjs/typeorm';
+import { CardModule } from '~/card/card.module';
+import { JuniorModule } from '~/junior/junior.module';
+import { AllowanceController } from './controllers';
+import { AllowanceCredit, AllowanceSchedule } from './entities';
+import { AllowanceCreditRepository, AllowanceScheduleRepository } from './repositories';
+import { AllowanceQueueService, AllowanceService, AllowanceWorkerService } from './services';
+
+@Module({
+  imports: [TypeOrmModule.forFeature([AllowanceSchedule, AllowanceCredit]), JuniorModule, CardModule],
+  controllers: [AllowanceController],
+  providers: [
+    AllowanceService,
+    AllowanceScheduleRepository,
+    AllowanceCreditRepository,
+    AllowanceQueueService,
+    AllowanceWorkerService,
+  ],
+  exports: [AllowanceScheduleRepository, AllowanceQueueService, AllowanceCreditRepository],
+})
+export class AllowanceModule {}
diff --git a/src/allowance/constants/allowance-queue.constants.ts b/src/allowance/constants/allowance-queue.constants.ts
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--- /dev/null
+++ b/src/allowance/constants/allowance-queue.constants.ts
@@ -0,0 +1,5 @@
+export const ALLOWANCE_QUEUE_NAME = 'allowance.schedule';
+export const ALLOWANCE_RETRY_QUEUE_NAME = 'allowance.schedule.retry';
+export const ALLOWANCE_DLQ_NAME = 'allowance.schedule.dlq';
+export const ALLOWANCE_RETRY_EXCHANGE = 'allowance.schedule.retry.exchange';
+export const ALLOWANCE_DLQ_EXCHANGE = 'allowance.schedule.dlq.exchange';
\ No newline at end of file
diff --git a/src/allowance/constants/index.ts b/src/allowance/constants/index.ts
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--- /dev/null
+++ b/src/allowance/constants/index.ts
@@ -0,0 +1 @@
+export * from './allowance-queue.constants';
diff --git a/src/allowance/controllers/allowance.controller.ts b/src/allowance/controllers/allowance.controller.ts
new file mode 100644
index 0000000..6f1ee89
--- /dev/null
+++ b/src/allowance/controllers/allowance.controller.ts
@@ -0,0 +1,32 @@
+import { Body, Controller, Param, Post, UseGuards } from '@nestjs/common';
+import { ApiBearerAuth, ApiTags } from '@nestjs/swagger';
+import { Roles } from '~/auth/enums';
+import { IJwtPayload } from '~/auth/interfaces';
+import { AllowedRoles, AuthenticatedUser } from '~/common/decorators';
+import { AccessTokenGuard, RolesGuard } from '~/common/guards';
+import { ApiDataResponse, ApiLangRequestHeader } from '~/core/decorators';
+import { ResponseFactory } from '~/core/utils';
+import { CreateAllowanceScheduleRequestDto } from '../dtos/request';
+import { AllowanceScheduleResponseDto } from '../dtos/response';
+import { AllowanceService } from '../services';
+
+@Controller('guardians/me/allowances')
+@ApiTags('Allowances')
+@ApiBearerAuth()
+@ApiLangRequestHeader()
+@UseGuards(AccessTokenGuard, RolesGuard)
+@AllowedRoles(Roles.GUARDIAN)
+export class AllowanceController {
+  constructor(private readonly allowanceService: AllowanceService) {}
+
+  @Post(':juniorId')
+  @ApiDataResponse(AllowanceScheduleResponseDto)
+  async createSchedule(
+    @AuthenticatedUser() { sub }: IJwtPayload,
+    @Param('juniorId') juniorId: string,
+    @Body() body: CreateAllowanceScheduleRequestDto,
+  ) {
+    const schedule = await this.allowanceService.createSchedule(sub, juniorId, body);
+    return ResponseFactory.data(new AllowanceScheduleResponseDto(schedule));
+  }
+}
diff --git a/src/allowance/controllers/index.ts b/src/allowance/controllers/index.ts
new file mode 100644
index 0000000..3ae3557
--- /dev/null
+++ b/src/allowance/controllers/index.ts
@@ -0,0 +1 @@
+export * from './allowance.controller';
diff --git a/src/allowance/dtos/request/create-allowance-schedule.request.dto.ts b/src/allowance/dtos/request/create-allowance-schedule.request.dto.ts
new file mode 100644
index 0000000..05ffd56
--- /dev/null
+++ b/src/allowance/dtos/request/create-allowance-schedule.request.dto.ts
@@ -0,0 +1,38 @@
+import { ApiProperty } from '@nestjs/swagger';
+import { IsEnum, IsNotEmpty, IsNumber, IsPositive } from 'class-validator';
+import { i18nValidationMessage as i18n } from 'nestjs-i18n';
+import { AllowanceFrequency, AllowanceScheduleStatus } from '~/allowance/enums';
+
+export class CreateAllowanceScheduleRequestDto {
+  @ApiProperty({ example: 400 })
+  @IsNotEmpty({
+    message: i18n('validation.IsNotEmpty', { path: 'general', property: 'allowance.amount' }),
+  })
+  @IsNumber(
+    { maxDecimalPlaces: 2 },
+    { message: i18n('validation.IsNumber', { path: 'general', property: 'allowance.amount' }) },
+  )
+  @IsPositive({
+    message: i18n('validation.IsPositive', { path: 'general', property: 'allowance.amount' }),
+  })
+  amount!: number;
+
+  @ApiProperty({ enum: AllowanceFrequency, example: AllowanceFrequency.WEEKLY })
+  @IsNotEmpty({
+    message: i18n('validation.IsNotEmpty', { path: 'general', property: 'allowance.frequency' }),
+  })
+  @IsEnum(AllowanceFrequency, {
+    message: i18n('validation.IsEnum', { path: 'general', property: 'allowance.frequency' }),
+  })
+  frequency!: AllowanceFrequency;
+
+  @ApiProperty({ enum: AllowanceScheduleStatus, example: AllowanceScheduleStatus.ON })
+  @IsNotEmpty({
+    message: i18n('validation.IsNotEmpty', { path: 'general', property: 'allowance.status' }),
+  })
+  @IsEnum(AllowanceScheduleStatus, {
+    message: i18n('validation.IsEnum', { path: 'general', property: 'allowance.status' }),
+  })
+  status!: AllowanceScheduleStatus;
+
+}
diff --git a/src/allowance/dtos/request/index.ts b/src/allowance/dtos/request/index.ts
new file mode 100644
index 0000000..6171859
--- /dev/null
+++ b/src/allowance/dtos/request/index.ts
@@ -0,0 +1 @@
+export * from './create-allowance-schedule.request.dto';
diff --git a/src/allowance/dtos/response/allowance-schedule.response.dto.ts b/src/allowance/dtos/response/allowance-schedule.response.dto.ts
new file mode 100644
index 0000000..1385368
--- /dev/null
+++ b/src/allowance/dtos/response/allowance-schedule.response.dto.ts
@@ -0,0 +1,48 @@
+import { ApiProperty } from '@nestjs/swagger';
+import { AllowanceSchedule } from '~/allowance/entities/allowance-schedule.entity';
+import { AllowanceFrequency, AllowanceScheduleStatus } from '~/allowance/enums';
+
+export class AllowanceScheduleResponseDto {
+  @ApiProperty({ example: '123e4567-e89b-12d3-a456-426614174000' })
+  id!: string;
+
+  @ApiProperty({ example: '123e4567-e89b-12d3-a456-426614174000' })
+  guardianId!: string;
+
+  @ApiProperty({ example: '123e4567-e89b-12d3-a456-426614174000' })
+  juniorId!: string;
+
+  @ApiProperty({ example: 400 })
+  amount!: number;
+
+  @ApiProperty({ enum: AllowanceFrequency, example: AllowanceFrequency.WEEKLY })
+  frequency!: AllowanceFrequency;
+
+  @ApiProperty({ enum: AllowanceScheduleStatus, example: AllowanceScheduleStatus.ON })
+  status!: AllowanceScheduleStatus;
+
+  @ApiProperty({ example: '2026-01-01T00:00:00.000Z' })
+  nextRunAt!: Date;
+
+  @ApiProperty({ example: null })
+  lastRunAt!: Date | null;
+
+  @ApiProperty({ example: '2026-01-01T00:00:00.000Z' })
+  createdAt!: Date;
+
+  @ApiProperty({ example: '2026-01-01T00:00:00.000Z' })
+  updatedAt!: Date;
+
+  constructor(data: AllowanceSchedule) {
+    this.id = data.id;
+    this.guardianId = data.guardianId;
+    this.juniorId = data.juniorId;
+    this.amount = Number(data.amount);
+    this.frequency = data.frequency;
+    this.status = data.status;
+    this.nextRunAt = data.nextRunAt;
+    this.lastRunAt = data.lastRunAt;
+    this.createdAt = data.createdAt;
+    this.updatedAt = data.updatedAt;
+  }
+}
diff --git a/src/allowance/dtos/response/index.ts b/src/allowance/dtos/response/index.ts
new file mode 100644
index 0000000..8ae4e5c
--- /dev/null
+++ b/src/allowance/dtos/response/index.ts
@@ -0,0 +1 @@
+export * from './allowance-schedule.response.dto';
diff --git a/src/allowance/entities/allowance-credit.entity.ts b/src/allowance/entities/allowance-credit.entity.ts
new file mode 100644
index 0000000..5d47be2
--- /dev/null
+++ b/src/allowance/entities/allowance-credit.entity.ts
@@ -0,0 +1,42 @@
+import {
+  BaseEntity,
+  Column,
+  CreateDateColumn,
+  Entity,
+  JoinColumn,
+  ManyToOne,
+  PrimaryGeneratedColumn,
+} from 'typeorm';
+import { Transaction } from '~/card/entities/transaction.entity';
+import { AllowanceSchedule } from './allowance-schedule.entity';
+
+@Entity('allowance_credits')
+export class AllowanceCredit extends BaseEntity {
+  @PrimaryGeneratedColumn('uuid')
+  id!: string;
+
+  @Column({ type: 'decimal', precision: 12, scale: 2, name: 'amount' })
+  amount!: number;
+
+  @Column({ type: 'timestamp with time zone', name: 'run_at' })
+  runAt!: Date;
+
+  @CreateDateColumn({ type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP', name: 'credited_at' })
+  creditedAt!: Date;
+
+  @Column({ type: 'uuid', name: 'schedule_id' })
+  scheduleId!: string;
+
+
+  @ManyToOne(() => AllowanceSchedule, (schedule) => schedule.credits, { onDelete: 'CASCADE' })
+  @JoinColumn({ name: 'schedule_id' })
+  schedule!: AllowanceSchedule;
+
+  @Column({ type: 'uuid', name: 'transaction_id', nullable: true })
+  transactionId!: string | null;
+
+  @ManyToOne(() => Transaction, { onDelete: 'SET NULL', nullable: true })
+  @JoinColumn({ name: 'transaction_id' })
+  transaction!: Transaction | null;
+
+}
diff --git a/src/allowance/entities/allowance-schedule.entity.ts b/src/allowance/entities/allowance-schedule.entity.ts
new file mode 100644
index 0000000..d98499f
--- /dev/null
+++ b/src/allowance/entities/allowance-schedule.entity.ts
@@ -0,0 +1,60 @@
+import {
+  BaseEntity,
+  Column,
+  CreateDateColumn,
+  Entity,
+  JoinColumn,
+  ManyToOne,
+  OneToMany,
+  PrimaryGeneratedColumn,
+  UpdateDateColumn,
+} from 'typeorm';
+import { Guardian } from '~/guardian/entities/guradian.entity';
+import { Junior } from '~/junior/entities';
+import { AllowanceFrequency, AllowanceScheduleStatus } from '../enums';
+import { AllowanceCredit } from './allowance-credit.entity';
+
+@Entity('allowance_schedules')
+export class AllowanceSchedule extends BaseEntity {
+  @PrimaryGeneratedColumn('uuid')
+  id!: string;
+
+  @Column({ type: 'decimal', precision: 12, scale: 2, name: 'amount' })
+  amount!: number;
+
+  @Column({ type: 'varchar', name: 'frequency' })
+  frequency!: AllowanceFrequency;
+
+  @Column({ type: 'varchar', name: 'status', default: AllowanceScheduleStatus.ON })
+  status!: AllowanceScheduleStatus;
+
+  @Column({ type: 'timestamp with time zone', name: 'next_run_at' })
+  nextRunAt!: Date;
+
+  @Column({ type: 'timestamp with time zone', name: 'last_run_at', nullable: true })
+  lastRunAt!: Date | null;
+
+  @CreateDateColumn({ type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP', name: 'created_at' })
+  createdAt!: Date;
+
+  @UpdateDateColumn({ type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP', name: 'updated_at' })
+  updatedAt!: Date;
+
+  @Column({ type: 'uuid', name: 'guardian_id' })
+  guardianId!: string;
+
+  @ManyToOne(() => Guardian, (guardian) => guardian.allowanceSchedules, { onDelete: 'CASCADE' })
+  @JoinColumn({ name: 'guardian_id' })
+  guardian!: Guardian;
+
+  @Column({ type: 'uuid', name: 'junior_id' })
+  juniorId!: string;
+
+  @ManyToOne(() => Junior, (junior) => junior.allowanceSchedules, { onDelete: 'CASCADE' })
+  @JoinColumn({ name: 'junior_id' })
+  junior!: Junior;
+
+  @OneToMany(() => AllowanceCredit, (credit) => credit.schedule)
+  credits!: AllowanceCredit[];
+
+}
diff --git a/src/allowance/entities/index.ts b/src/allowance/entities/index.ts
new file mode 100644
index 0000000..6f5fa1f
--- /dev/null
+++ b/src/allowance/entities/index.ts
@@ -0,0 +1,2 @@
+export * from './allowance-credit.entity';
+export * from './allowance-schedule.entity';
diff --git a/src/allowance/enums/allowance-frequency.enum.ts b/src/allowance/enums/allowance-frequency.enum.ts
new file mode 100644
index 0000000..4b6a5ec
--- /dev/null
+++ b/src/allowance/enums/allowance-frequency.enum.ts
@@ -0,0 +1,5 @@
+export enum AllowanceFrequency {
+  DAILY = 'DAILY',
+  WEEKLY = 'WEEKLY',
+  MONTHLY = 'MONTHLY',
+}
diff --git a/src/allowance/enums/allowance-schedule-status.enum.ts b/src/allowance/enums/allowance-schedule-status.enum.ts
new file mode 100644
index 0000000..4c16f09
--- /dev/null
+++ b/src/allowance/enums/allowance-schedule-status.enum.ts
@@ -0,0 +1,4 @@
+export enum AllowanceScheduleStatus {
+  ON = 'ON',
+  OFF = 'OFF',
+}
diff --git a/src/allowance/enums/index.ts b/src/allowance/enums/index.ts
new file mode 100644
index 0000000..793182c
--- /dev/null
+++ b/src/allowance/enums/index.ts
@@ -0,0 +1,2 @@
+export * from './allowance-frequency.enum';
+export * from './allowance-schedule-status.enum';
diff --git a/src/allowance/repositories/allowance-credit.repository.ts b/src/allowance/repositories/allowance-credit.repository.ts
new file mode 100644
index 0000000..a830c02
--- /dev/null
+++ b/src/allowance/repositories/allowance-credit.repository.ts
@@ -0,0 +1,32 @@
+import { Injectable } from '@nestjs/common';
+import { InjectRepository } from '@nestjs/typeorm';
+import { Repository } from 'typeorm';
+import { AllowanceCredit } from '~/allowance/entities';
+
+@Injectable()
+export class AllowanceCreditRepository {
+  constructor(
+    @InjectRepository(AllowanceCredit)
+    private readonly allowanceCreditRepository: Repository<AllowanceCredit>,
+  ) {}
+
+  createCredit(scheduleId: string, amount: number, runAt: Date): Promise<AllowanceCredit> {
+    return this.allowanceCreditRepository.save(
+      this.allowanceCreditRepository.create({
+        scheduleId,
+        amount,
+        runAt,
+      }),
+    );
+  }
+
+  findByScheduleAndRunAt(scheduleId: string, runAt: Date): Promise<AllowanceCredit | null> {
+    return this.allowanceCreditRepository.findOne({
+      where: { scheduleId, runAt },
+    });
+  }
+
+  deleteById(id: string): Promise<void> {
+    return this.allowanceCreditRepository.delete({ id }).then(() => undefined);
+  }
+}
diff --git a/src/allowance/repositories/allowance-schedule.repository.ts b/src/allowance/repositories/allowance-schedule.repository.ts
new file mode 100644
index 0000000..1b60f3e
--- /dev/null
+++ b/src/allowance/repositories/allowance-schedule.repository.ts
@@ -0,0 +1,67 @@
+import { Injectable } from '@nestjs/common';
+import { InjectRepository } from '@nestjs/typeorm';
+import { Repository } from 'typeorm';
+import { AllowanceSchedule } from '~/allowance/entities/allowance-schedule.entity';
+import { CreateAllowanceScheduleRequestDto } from '~/allowance/dtos/request';
+import { AllowanceScheduleStatus } from '~/allowance/enums';
+
+@Injectable()
+export class AllowanceScheduleRepository {
+  constructor(
+    @InjectRepository(AllowanceSchedule)
+    private readonly allowanceScheduleRepository: Repository<AllowanceSchedule>,
+  ) {}
+
+  findByGuardianAndJunior(guardianId: string, juniorId: string): Promise<AllowanceSchedule | null> {
+    return this.allowanceScheduleRepository.findOne({
+      where: { guardianId, juniorId },
+    });
+  }
+
+  createSchedule(guardianId: string, juniorId: string, body: CreateAllowanceScheduleRequestDto, nextRunAt: Date) {
+    return this.allowanceScheduleRepository.save(
+      this.allowanceScheduleRepository.create({
+        guardianId,
+        juniorId,
+        amount: body.amount,
+        frequency: body.frequency,
+        status: body.status,
+        nextRunAt,
+      }),
+    );
+  }
+
+  findDueSchedulesBatch(
+    limit: number,
+    cursor?: { nextRunAt: Date; id: string },
+  ): Promise<AllowanceSchedule[]> {
+    const query = this.allowanceScheduleRepository
+      .createQueryBuilder('schedule')
+      .where('schedule.status = :status', { status: AllowanceScheduleStatus.ON })
+      .andWhere('schedule.nextRunAt <= :now', { now: new Date() });
+
+    if (cursor) {
+      query.andWhere(
+        '(schedule.nextRunAt > :cursorDate OR (schedule.nextRunAt = :cursorDate AND schedule.id > :cursorId))',
+        {
+          cursorDate: cursor.nextRunAt,
+          cursorId: cursor.id,
+        },
+      );
+    }
+
+    return query
+      .orderBy('schedule.nextRunAt', 'ASC')
+      .addOrderBy('schedule.id', 'ASC')
+      .take(limit)
+      .getMany();
+  }
+
+  findById(id: string): Promise<AllowanceSchedule | null> {
+    return this.allowanceScheduleRepository.findOne({ where: { id } });
+  }
+
+  updateScheduleRun(id: string, lastRunAt: Date, nextRunAt: Date) {
+    return this.allowanceScheduleRepository.update({ id }, { lastRunAt, nextRunAt });
+  }
+}
diff --git a/src/allowance/repositories/index.ts b/src/allowance/repositories/index.ts
new file mode 100644
index 0000000..a49083a
--- /dev/null
+++ b/src/allowance/repositories/index.ts
@@ -0,0 +1,2 @@
+export * from './allowance-credit.repository';
+export * from './allowance-schedule.repository';
diff --git a/src/allowance/services/allowance-queue.service.ts b/src/allowance/services/allowance-queue.service.ts
new file mode 100644
index 0000000..dce8948
--- /dev/null
+++ b/src/allowance/services/allowance-queue.service.ts
@@ -0,0 +1,88 @@
+import { Injectable, Logger, OnModuleDestroy } from '@nestjs/common';
+import { ConfigService } from '@nestjs/config';
+import { AmqpConnectionManager, ChannelWrapper, connect } from 'amqp-connection-manager';
+import {
+  ALLOWANCE_DLQ_EXCHANGE,
+  ALLOWANCE_DLQ_NAME,
+  ALLOWANCE_QUEUE_NAME,
+  ALLOWANCE_RETRY_EXCHANGE,
+  ALLOWANCE_RETRY_QUEUE_NAME,
+} from '../constants';
+
+@Injectable()
+export class AllowanceQueueService implements OnModuleDestroy {
+  private readonly logger = new Logger(AllowanceQueueService.name);
+  private connection?: AmqpConnectionManager;
+  private channel?: ChannelWrapper;
+  private readonly queueName: string;
+  private readonly rabbitUrl?: string;
+  private readonly retryDelayMs: number;
+
+  constructor(private readonly configService: ConfigService) {
+    this.queueName = this.configService.get<string>('ALLOWANCE_QUEUE_NAME') || ALLOWANCE_QUEUE_NAME;
+    this.rabbitUrl = this.configService.get<string>('RABBITMQ_URL');
+    this.retryDelayMs = Number(this.configService.get<string>('ALLOWANCE_RETRY_DELAY_MS') || 10 * 60 * 1000);
+  }
+
+  async enqueueSchedule(scheduleId: string, runAt: Date): Promise<void> {
+    if (!this.rabbitUrl) {
+      this.logger.warn('RABBITMQ_URL is not set; skipping allowance enqueue.');
+      return;
+    }
+
+    if (!this.connection || !this.channel) {
+      this.connection = connect([this.rabbitUrl]);
+      this.connection.on('connect', () => {
+        this.logger.log('RabbitMQ connected (publisher).');
+      });
+      this.connection.on('disconnect', (params) => {
+        this.logger.error(`RabbitMQ disconnected (publisher): ${params?.err?.message || 'unknown error'}`);
+      });
+      this.channel = this.connection.createChannel({
+        setup: async (channel: any) => {
+          await channel.assertExchange(ALLOWANCE_RETRY_EXCHANGE, 'direct', { durable: true });
+          await channel.assertExchange(ALLOWANCE_DLQ_EXCHANGE, 'direct', { durable: true });
+
+          await channel.assertQueue(ALLOWANCE_RETRY_QUEUE_NAME, {
+            durable: true,
+            messageTtl: this.retryDelayMs,
+            deadLetterExchange: '',
+            deadLetterRoutingKey: this.queueName,
+          });
+
+          await channel.assertQueue(ALLOWANCE_DLQ_NAME, {
+            durable: true,
+          });
+
+          await channel.bindQueue(ALLOWANCE_RETRY_QUEUE_NAME, ALLOWANCE_RETRY_EXCHANGE, this.queueName);
+          await channel.bindQueue(ALLOWANCE_DLQ_NAME, ALLOWANCE_DLQ_EXCHANGE, this.queueName);
+
+          await channel.assertQueue(this.queueName, {
+            durable: true,
+            deadLetterExchange: ALLOWANCE_RETRY_EXCHANGE,
+            deadLetterRoutingKey: this.queueName,
+          });
+        },
+      });
+    }
+
+    const payload = {
+      scheduleId,
+      runAt: runAt.toISOString(),
+    };
+
+    const messageId = `allowance:${scheduleId}:${runAt.toISOString()}`;
+    const options: any = {
+      persistent: true,
+      messageId,
+      contentType: 'application/json',
+    };
+
+    await this.channel.sendToQueue(this.queueName, Buffer.from(JSON.stringify(payload)), options);
+  }
+
+  async onModuleDestroy() {
+    await this.channel?.close();
+    await this.connection?.close();
+  }
+}
diff --git a/src/allowance/services/allowance-worker.service.ts b/src/allowance/services/allowance-worker.service.ts
new file mode 100644
index 0000000..04acd0a
--- /dev/null
+++ b/src/allowance/services/allowance-worker.service.ts
@@ -0,0 +1,162 @@
+import { Injectable, Logger, OnModuleDestroy, OnModuleInit } from '@nestjs/common';
+import { ConfigService } from '@nestjs/config';
+import { AmqpConnectionManager, ChannelWrapper, connect } from 'amqp-connection-manager';
+import moment from 'moment';
+import { CardService } from '~/card/services';
+import { AllowanceScheduleRepository } from '../repositories/allowance-schedule.repository';
+import { AllowanceCreditRepository } from '../repositories/allowance-credit.repository';
+import { ALLOWANCE_DLQ_EXCHANGE, ALLOWANCE_QUEUE_NAME } from '../constants';
+import { AllowanceFrequency, AllowanceScheduleStatus } from '../enums';
+
+type AllowanceQueuePayload = {
+  scheduleId: string;
+  runAt: string;
+};
+
+@Injectable()
+export class AllowanceWorkerService implements OnModuleInit, OnModuleDestroy {
+  private readonly logger = new Logger(AllowanceWorkerService.name);
+  private connection?: AmqpConnectionManager;
+  private channel?: ChannelWrapper;
+  private readonly queueName: string;
+  private readonly rabbitUrl?: string;
+  private readonly maxRetries: number;
+
+  constructor(
+    private readonly configService: ConfigService,
+    private readonly allowanceScheduleRepository: AllowanceScheduleRepository,
+    private readonly allowanceCreditRepository: AllowanceCreditRepository,
+    private readonly cardService: CardService,
+  ) {
+    this.queueName = this.configService.get<string>('ALLOWANCE_QUEUE_NAME') || ALLOWANCE_QUEUE_NAME;
+    this.rabbitUrl = this.configService.get<string>('RABBITMQ_URL');
+    this.maxRetries = Number(this.configService.get<string>('ALLOWANCE_MAX_RETRIES') || 5);
+  }
+
+  async onModuleInit() {
+    if (!this.rabbitUrl) {
+      this.logger.warn('RABBITMQ_URL is not set; allowance worker is disabled.');
+      return;
+    }
+
+    this.connection = connect([this.rabbitUrl]);
+    this.connection.on('connect', () => {
+      this.logger.log('RabbitMQ connected (worker).');
+    });
+    this.connection.on('disconnect', (params) => {
+      this.logger.error(`RabbitMQ disconnected (worker): ${params?.err?.message || 'unknown error'}`);
+    });
+    this.channel = this.connection.createChannel({
+      setup: async (channel: any) => {
+        await channel.assertQueue(this.queueName, { durable: true });
+        await channel.prefetch(10);
+        await channel.consume(this.queueName, (msg: any) => this.handleMessage(channel, msg), {
+          noAck: false,
+        });
+      },
+    });
+  }
+
+  async onModuleDestroy() {
+    await this.channel?.close();
+    await this.connection?.close();
+  }
+
+  private async handleMessage(channel: any, msg: any) {
+    if (!msg) {
+      return;
+    }
+
+    let payload: AllowanceQueuePayload;
+    try {
+      payload = JSON.parse(msg.content.toString()) as AllowanceQueuePayload;
+    } catch (error) {
+      const stack = error instanceof Error ? error.stack : undefined;
+      this.logger.error('Invalid allowance queue payload', stack || error);
+      channel.ack(msg);
+      return;
+    }
+
+    try {
+      await this.processAllowanceJob(payload);
+      channel.ack(msg);
+    } catch (error) {
+      const stack = error instanceof Error ? error.stack : undefined;
+      this.logger.error(`Allowance job failed for schedule ${payload.scheduleId}`, stack || error);
+      const retryCount = this.getRetryCount(msg);
+      if (retryCount >= this.maxRetries) {
+        this.logger.error(`Allowance job exceeded max retries (${this.maxRetries}). Sending to DLQ.`);
+        channel.publish(ALLOWANCE_DLQ_EXCHANGE, this.queueName, msg.content, {
+          contentType: msg.properties.contentType,
+          messageId: msg.properties.messageId,
+          headers: msg.properties.headers,
+          persistent: true,
+        });
+        channel.ack(msg);
+        return;
+      }
+      channel.nack(msg, false, false);
+    }
+  }
+
+  private async processAllowanceJob(payload: AllowanceQueuePayload): Promise<void> {
+    const runAt = new Date(payload.runAt);
+    if (!payload.scheduleId || Number.isNaN(runAt.getTime())) {
+      return;
+    }
+
+    const schedule = await this.allowanceScheduleRepository.findById(payload.scheduleId);
+    if (!schedule) {
+      return;
+    }
+
+    if (schedule.status !== AllowanceScheduleStatus.ON) {
+      return;
+    }
+
+    if (schedule.nextRunAt > runAt) {
+      return;
+    }
+
+    let credit = null;
+    try {
+      credit = await this.allowanceCreditRepository.createCredit(schedule.id, schedule.amount, runAt);
+    } catch (error: any) {
+      if (error?.code === '23505') {
+        return;
+      }
+      throw error;
+    }
+
+    try {
+      await this.cardService.transferToChild(schedule.juniorId, schedule.amount);
+      const nextRunAt = this.computeNextRunAt(schedule.frequency);
+      await this.allowanceScheduleRepository.updateScheduleRun(schedule.id, runAt, nextRunAt);
+    } catch (error) {
+      if (credit) {
+        await this.allowanceCreditRepository.deleteById(credit.id);
+      }
+      throw error;
+    }
+  }
+
+  private computeNextRunAt(frequency: AllowanceFrequency): Date {
+    const base = moment();
+    switch (frequency) {
+      case AllowanceFrequency.DAILY:
+        return base.add(1, 'day').toDate();
+      case AllowanceFrequency.WEEKLY:
+        return base.add(1, 'week').toDate();
+      case AllowanceFrequency.MONTHLY:
+        return base.add(1, 'month').toDate();
+      default:
+        return base.toDate();
+    }
+  }
+
+  private getRetryCount(msg: any): number {
+    const deaths = (msg.properties.headers?.['x-death'] as Array<{ count?: number }> | undefined) || [];
+    const retryDeath = deaths.find((death) => death?.count != null);
+    return retryDeath?.count ?? 0;
+  }
+}
diff --git a/src/allowance/services/allowance.service.ts b/src/allowance/services/allowance.service.ts
new file mode 100644
index 0000000..2104ed6
--- /dev/null
+++ b/src/allowance/services/allowance.service.ts
@@ -0,0 +1,55 @@
+import { BadRequestException, Injectable, Logger } from '@nestjs/common';
+import moment from 'moment';
+import { JuniorService } from '~/junior/services';
+import { CreateAllowanceScheduleRequestDto } from '../dtos/request';
+import { AllowanceSchedule } from '../entities/allowance-schedule.entity';
+import { AllowanceFrequency, AllowanceScheduleStatus } from '../enums';
+import { AllowanceScheduleRepository } from '../repositories';
+
+@Injectable()
+export class AllowanceService {
+  private readonly logger = new Logger(AllowanceService.name);
+
+  constructor(
+    private readonly allowanceScheduleRepository: AllowanceScheduleRepository,
+    private readonly juniorService: JuniorService,
+  ) {}
+
+  async createSchedule(
+    guardianId: string,
+    juniorId: string,
+    body: CreateAllowanceScheduleRequestDto,
+  ): Promise<AllowanceSchedule> {
+    const doesBelong = await this.juniorService.doesJuniorBelongToGuardian(guardianId, juniorId);
+    if (!doesBelong) {
+      this.logger.error(`Junior ${juniorId} does not belong to guardian ${guardianId}`);
+      throw new BadRequestException('JUNIOR.NOT_BELONG_TO_GUARDIAN');
+    }
+
+    const existingSchedule = await this.allowanceScheduleRepository.findByGuardianAndJunior(guardianId, juniorId);
+    if (existingSchedule) {
+      throw new BadRequestException('ALLOWANCE.ALREADY_EXISTS');
+    }
+
+    const nextRunAt = this.computeNextRunAt(body.frequency, body.status);
+    return this.allowanceScheduleRepository.createSchedule(guardianId, juniorId, body, nextRunAt);
+  }
+
+  private computeNextRunAt(frequency: AllowanceFrequency, status: AllowanceScheduleStatus): Date {
+    const base = moment();
+    if (status === AllowanceScheduleStatus.OFF) {
+      return base.toDate();
+    }
+
+    switch (frequency) {
+      case AllowanceFrequency.DAILY:
+        return base.add(1, 'day').toDate();
+      case AllowanceFrequency.WEEKLY:
+        return base.add(1, 'week').toDate();
+      case AllowanceFrequency.MONTHLY:
+        return base.add(1, 'month').toDate();
+      default:
+        return base.toDate();
+    }
+  }
+}
diff --git a/src/allowance/services/index.ts b/src/allowance/services/index.ts
new file mode 100644
index 0000000..f9afb49
--- /dev/null
+++ b/src/allowance/services/index.ts
@@ -0,0 +1,3 @@
+export * from './allowance-queue.service';
+export * from './allowance.service';
+export * from './allowance-worker.service';
diff --git a/src/app.module.ts b/src/app.module.ts
index 3457f09..225a2c2 100644
--- a/src/app.module.ts
+++ b/src/app.module.ts
@@ -9,6 +9,7 @@ import { LoggerModule } from 'nestjs-pino';
 import { DataSource } from 'typeorm';
 import { addTransactionalDataSource } from 'typeorm-transactional';
 import { AuthModule } from './auth/auth.module';
+import { AllowanceModule } from './allowance/allowance.module';
 import { CardModule } from './card/card.module';
 import { CacheModule } from './common/modules/cache/cache.module';
 import { LookupModule } from './common/modules/lookup/lookup.module';
@@ -58,6 +59,7 @@ import { MoneyRequestModule } from './money-request/money-request.module';
     ScheduleModule.forRoot(),
     // App modules
     AuthModule,
+    AllowanceModule,
     UserModule,
 
     CustomerModule,
diff --git a/src/cron/cron.module.ts b/src/cron/cron.module.ts
index 477d02a..1f92714 100644
--- a/src/cron/cron.module.ts
+++ b/src/cron/cron.module.ts
@@ -1,8 +1,14 @@
 import { Module } from '@nestjs/common';
+import { TypeOrmModule } from '@nestjs/typeorm';
+import { AllowanceModule } from '~/allowance/allowance.module';
+import { CronRun } from './entities';
+import { CronRunRepository } from './repositories';
 import { BaseCronService } from './services';
+import { CronRunService } from './services/cron-run.service';
+import { AllowanceScheduleCron } from './tasks';
 
 @Module({
-  imports: [],
-  providers: [BaseCronService],
+  imports: [AllowanceModule, TypeOrmModule.forFeature([CronRun])],
+  providers: [BaseCronService, CronRunService, CronRunRepository, AllowanceScheduleCron],
 })
 export class CronModule {}
diff --git a/src/cron/entities/cron-run.entity.ts b/src/cron/entities/cron-run.entity.ts
new file mode 100644
index 0000000..86b258f
--- /dev/null
+++ b/src/cron/entities/cron-run.entity.ts
@@ -0,0 +1,39 @@
+import {
+  BaseEntity,
+  Column,
+  CreateDateColumn,
+  Entity,
+  PrimaryGeneratedColumn,
+  UpdateDateColumn,
+} from 'typeorm';
+import { CronRunStatus } from '../enums/cron-run-status.enum';
+
+@Entity('cron_runs')
+export class CronRun extends BaseEntity {
+  @PrimaryGeneratedColumn('uuid')
+  id!: string;
+
+  @Column({ type: 'varchar', name: 'job_name' })
+  jobName!: string;
+
+  @Column({ type: 'varchar', name: 'status', default: CronRunStatus.SUCCESS })
+  status!: CronRunStatus;
+
+  @Column({ type: 'int', name: 'processed_count', default: 0 })
+  processedCount!: number;
+
+  @Column({ type: 'text', name: 'error_message', nullable: true })
+  errorMessage!: string | null;
+
+  @Column({ type: 'timestamp with time zone', name: 'started_at' })
+  startedAt!: Date;
+
+  @Column({ type: 'timestamp with time zone', name: 'finished_at', nullable: true })
+  finishedAt!: Date | null;
+
+  @CreateDateColumn({ type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP', name: 'created_at' })
+  createdAt!: Date;
+
+  @UpdateDateColumn({ type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP', name: 'updated_at' })
+  updatedAt!: Date;
+}
diff --git a/src/cron/entities/index.ts b/src/cron/entities/index.ts
new file mode 100644
index 0000000..38ac133
--- /dev/null
+++ b/src/cron/entities/index.ts
@@ -0,0 +1 @@
+export * from './cron-run.entity';
diff --git a/src/cron/enums/cron-run-status.enum.ts b/src/cron/enums/cron-run-status.enum.ts
new file mode 100644
index 0000000..3b53b0a
--- /dev/null
+++ b/src/cron/enums/cron-run-status.enum.ts
@@ -0,0 +1,4 @@
+export enum CronRunStatus {
+  SUCCESS = 'SUCCESS',
+  FAILED = 'FAILED',
+}
diff --git a/src/cron/repositories/cron-run.repository.ts b/src/cron/repositories/cron-run.repository.ts
new file mode 100644
index 0000000..5c1d403
--- /dev/null
+++ b/src/cron/repositories/cron-run.repository.ts
@@ -0,0 +1,44 @@
+import { Injectable } from '@nestjs/common';
+import { InjectRepository } from '@nestjs/typeorm';
+import { Repository } from 'typeorm';
+import { CronRun } from '../entities';
+import { CronRunStatus } from '../enums/cron-run-status.enum';
+
+@Injectable()
+export class CronRunRepository {
+  constructor(@InjectRepository(CronRun) private readonly cronRunRepository: Repository<CronRun>) {}
+
+  createRun(jobName: string, startedAt: Date): Promise<CronRun> {
+    return this.cronRunRepository.save(
+      this.cronRunRepository.create({
+        jobName,
+        startedAt,
+        status: CronRunStatus.SUCCESS,
+      }),
+    );
+  }
+
+  markSuccess(id: string, processedCount: number, finishedAt: Date) {
+    return this.cronRunRepository.update(
+      { id },
+      {
+        status: CronRunStatus.SUCCESS,
+        processedCount,
+        finishedAt,
+        errorMessage: null,
+      },
+    );
+  }
+
+  markFailure(id: string, processedCount: number, finishedAt: Date, errorMessage: string) {
+    return this.cronRunRepository.update(
+      { id },
+      {
+        status: CronRunStatus.FAILED,
+        processedCount,
+        finishedAt,
+        errorMessage,
+      },
+    );
+  }
+}
diff --git a/src/cron/repositories/index.ts b/src/cron/repositories/index.ts
new file mode 100644
index 0000000..2da0463
--- /dev/null
+++ b/src/cron/repositories/index.ts
@@ -0,0 +1 @@
+export * from './cron-run.repository';
diff --git a/src/cron/services/cron-run.service.ts b/src/cron/services/cron-run.service.ts
new file mode 100644
index 0000000..9eb6981
--- /dev/null
+++ b/src/cron/services/cron-run.service.ts
@@ -0,0 +1,20 @@
+import { Injectable } from '@nestjs/common';
+import { CronRun } from '../entities';
+import { CronRunRepository } from '../repositories';
+
+@Injectable()
+export class CronRunService {
+  constructor(private readonly cronRunRepository: CronRunRepository) {}
+
+  start(jobName: string): Promise<CronRun> {
+    return this.cronRunRepository.createRun(jobName, new Date());
+  }
+
+  success(id: string, processedCount: number) {
+    return this.cronRunRepository.markSuccess(id, processedCount, new Date());
+  }
+
+  failure(id: string, processedCount: number, errorMessage: string) {
+    return this.cronRunRepository.markFailure(id, processedCount, new Date(), errorMessage);
+  }
+}
diff --git a/src/cron/services/index.ts b/src/cron/services/index.ts
index 7916949..1870a0e 100644
--- a/src/cron/services/index.ts
+++ b/src/cron/services/index.ts
@@ -1 +1,2 @@
 export * from './base-cron.service';
+export * from './cron-run.service';
\ No newline at end of file
diff --git a/src/cron/tasks/allowance-schedule.cron.ts b/src/cron/tasks/allowance-schedule.cron.ts
new file mode 100644
index 0000000..ff4de51
--- /dev/null
+++ b/src/cron/tasks/allowance-schedule.cron.ts
@@ -0,0 +1,63 @@
+import { Injectable, Logger } from '@nestjs/common';
+import { Cron, CronExpression } from '@nestjs/schedule';
+import { AllowanceQueueService } from '~/allowance/services';
+import { AllowanceScheduleRepository } from '~/allowance/repositories';
+import { BaseCronService } from '../services';
+import { CronRunService } from '../services/cron-run.service';
+
+@Injectable()
+export class AllowanceScheduleCron {
+  private readonly logger = new Logger(AllowanceScheduleCron.name);
+  private readonly lockKey = 'cron:allowance:enqueue';
+  private readonly jobName = 'allowance.schedule.enqueue';
+
+  constructor(
+    private readonly baseCronService: BaseCronService,
+    private readonly allowanceScheduleRepository: AllowanceScheduleRepository,
+    private readonly allowanceQueueService: AllowanceQueueService,
+    private readonly cronRunService: CronRunService,
+  ) {}
+
+  @Cron(CronExpression.EVERY_5_MINUTES)
+  async enqueueDueSchedules() {
+    const hasLock = await this.baseCronService.acquireLock(this.lockKey, 240);
+    if (!hasLock) {
+      return;
+    }
+
+    const cronRun = await this.cronRunService.start(this.jobName);
+    let processedCount = 0;
+    try {
+      const batchSize = 100;
+      let cursor: { nextRunAt: Date; id: string } | undefined;
+      let processedBatches = 0;
+
+      while (processedBatches < 50) {
+        const schedules = await this.allowanceScheduleRepository.findDueSchedulesBatch(batchSize, cursor);
+        if (!schedules.length) {
+          break;
+        }
+
+        await Promise.all(
+          schedules.map((schedule) => this.allowanceQueueService.enqueueSchedule(schedule.id, schedule.nextRunAt)),
+        );
+
+        const last = schedules[schedules.length - 1];
+        cursor = { nextRunAt: last.nextRunAt, id: last.id };
+        processedBatches += 1;
+        processedCount += schedules.length;
+
+        if (schedules.length < batchSize) {
+          break;
+        }
+      }
+      await this.cronRunService.success(cronRun.id, processedCount);
+    } catch (error) {
+      const stack = error instanceof Error ? error.stack : undefined;
+      this.logger.error('Failed to enqueue allowance schedules', stack || error);
+      await this.cronRunService.failure(cronRun.id, processedCount, String(stack || error));
+    } finally {
+      await this.baseCronService.releaseLock(this.lockKey);
+    }
+  }
+}
diff --git a/src/cron/tasks/index.ts b/src/cron/tasks/index.ts
index e69de29..8580a5a 100644
--- a/src/cron/tasks/index.ts
+++ b/src/cron/tasks/index.ts
@@ -0,0 +1 @@
+export * from './allowance-schedule.cron';
diff --git a/src/db/migrations/1769423488963-CreateAllowanceSchedulesAndCredits.ts b/src/db/migrations/1769423488963-CreateAllowanceSchedulesAndCredits.ts
new file mode 100644
index 0000000..d2477ab
--- /dev/null
+++ b/src/db/migrations/1769423488963-CreateAllowanceSchedulesAndCredits.ts
@@ -0,0 +1,24 @@
+import { MigrationInterface, QueryRunner } from "typeorm";
+
+export class CreateAllowanceSchedulesAndCredits1769423488963 implements MigrationInterface {
+    name = 'CreateAllowanceSchedulesAndCredits1769423488963'
+
+    public async up(queryRunner: QueryRunner): Promise<void> {
+        await queryRunner.query(`CREATE TABLE "allowance_credits" ("id" uuid NOT NULL DEFAULT uuid_generate_v4(), "schedule_id" uuid NOT NULL, "transaction_id" uuid, "amount" numeric(12,2) NOT NULL, "run_at" TIMESTAMP WITH TIME ZONE NOT NULL, "credited_at" TIMESTAMP WITH TIME ZONE NOT NULL DEFAULT now(), CONSTRAINT "PK_4d8f104f20199b6c23a92e265bf" PRIMARY KEY ("id"))`);
+        await queryRunner.query(`CREATE TABLE "allowance_schedules" ("id" uuid NOT NULL DEFAULT uuid_generate_v4(), "amount" numeric(12,2) NOT NULL, "frequency" character varying NOT NULL, "status" character varying NOT NULL DEFAULT 'ON', "next_run_at" TIMESTAMP WITH TIME ZONE NOT NULL, "last_run_at" TIMESTAMP WITH TIME ZONE, "created_at" TIMESTAMP WITH TIME ZONE NOT NULL DEFAULT now(), "updated_at" TIMESTAMP WITH TIME ZONE NOT NULL DEFAULT now(), "guardian_id" uuid NOT NULL, "junior_id" uuid NOT NULL, CONSTRAINT "PK_27ebe08d13044e8739af557b7a5" PRIMARY KEY ("id"))`);
+        await queryRunner.query(`ALTER TABLE "allowance_credits" ADD CONSTRAINT "FK_9b15567a82f05604001fde8a914" FOREIGN KEY ("schedule_id") REFERENCES "allowance_schedules"("id") ON DELETE CASCADE ON UPDATE NO ACTION`);
+        await queryRunner.query(`ALTER TABLE "allowance_credits" ADD CONSTRAINT "FK_b179c206f7bb6f10b5168e583b8" FOREIGN KEY ("transaction_id") REFERENCES "transactions"("id") ON DELETE SET NULL ON UPDATE NO ACTION`);
+        await queryRunner.query(`ALTER TABLE "allowance_schedules" ADD CONSTRAINT "FK_43eb94744e09d8349811c148351" FOREIGN KEY ("guardian_id") REFERENCES "guardians"("id") ON DELETE CASCADE ON UPDATE NO ACTION`);
+        await queryRunner.query(`ALTER TABLE "allowance_schedules" ADD CONSTRAINT "FK_dd8a608d7f50cb120fa6f7b163f" FOREIGN KEY ("junior_id") REFERENCES "juniors"("id") ON DELETE CASCADE ON UPDATE NO ACTION`);
+    }
+
+    public async down(queryRunner: QueryRunner): Promise<void> {
+        await queryRunner.query(`ALTER TABLE "allowance_schedules" DROP CONSTRAINT "FK_dd8a608d7f50cb120fa6f7b163f"`);
+        await queryRunner.query(`ALTER TABLE "allowance_schedules" DROP CONSTRAINT "FK_43eb94744e09d8349811c148351"`);
+        await queryRunner.query(`ALTER TABLE "allowance_credits" DROP CONSTRAINT "FK_b179c206f7bb6f10b5168e583b8"`);
+        await queryRunner.query(`ALTER TABLE "allowance_credits" DROP CONSTRAINT "FK_9b15567a82f05604001fde8a914"`);
+        await queryRunner.query(`DROP TABLE "allowance_schedules"`);
+        await queryRunner.query(`DROP TABLE "allowance_credits"`);
+    }
+
+}
diff --git a/src/db/migrations/1769602683670-CreateCronRunsTable.ts b/src/db/migrations/1769602683670-CreateCronRunsTable.ts
new file mode 100644
index 0000000..f853d68
--- /dev/null
+++ b/src/db/migrations/1769602683670-CreateCronRunsTable.ts
@@ -0,0 +1,14 @@
+import { MigrationInterface, QueryRunner } from "typeorm";
+
+export class CreateCronRunsTable1769602683670 implements MigrationInterface {
+    name = 'CreateCronRunsTable1769602683670'
+
+    public async up(queryRunner: QueryRunner): Promise<void> {
+        await queryRunner.query(`CREATE TABLE "cron_runs" ("id" uuid NOT NULL DEFAULT uuid_generate_v4(), "job_name" character varying NOT NULL, "status" character varying NOT NULL DEFAULT 'SUCCESS', "processed_count" integer NOT NULL DEFAULT '0', "error_message" text, "started_at" TIMESTAMP WITH TIME ZONE NOT NULL, "finished_at" TIMESTAMP WITH TIME ZONE, "created_at" TIMESTAMP WITH TIME ZONE NOT NULL DEFAULT now(), "updated_at" TIMESTAMP WITH TIME ZONE NOT NULL DEFAULT now(), CONSTRAINT "PK_43e18ce1778dc9b20a137b84fd5" PRIMARY KEY ("id"))`);
+    }
+
+    public async down(queryRunner: QueryRunner): Promise<void> {
+        await queryRunner.query(`DROP TABLE "cron_runs"`);
+    }
+
+}
diff --git a/src/db/migrations/index.ts b/src/db/migrations/index.ts
index 32470e2..18fe039 100644
--- a/src/db/migrations/index.ts
+++ b/src/db/migrations/index.ts
@@ -11,4 +11,5 @@ export * from './1765804942393-AddKycFieldsAndTransactions';
 export * from './1765877128065-AddNationalIdToKycTransactions';
 export * from './1765891028260-RemoveOldCustomerColumns';
 export * from './1765975126402-RemoveAddressColumns';
-export * from './1768395622276-AddTimezoneFields';
\ No newline at end of file
+export * from './1768395622276-AddTimezoneFields';export * from './1769423488963-CreateAllowanceSchedulesAndCredits';
+export * from './1769602683670-CreateCronRunsTable';
diff --git a/src/guardian/entities/guradian.entity.ts b/src/guardian/entities/guradian.entity.ts
index 15f6271..fedaa18 100644
--- a/src/guardian/entities/guradian.entity.ts
+++ b/src/guardian/entities/guradian.entity.ts
@@ -11,6 +11,7 @@ import {
 } from 'typeorm';
 import { Customer } from '~/customer/entities';
 import { Junior } from '~/junior/entities';
+import { AllowanceSchedule } from '~/allowance/entities/allowance-schedule.entity';
 import { MoneyRequest } from '~/money-request/entities/money-request.entity';
 
 @Entity('guardians')
@@ -31,6 +32,9 @@ export class Guardian extends BaseEntity {
   @OneToMany(() => MoneyRequest, (moneyRequest) => moneyRequest.guardian)
   moneyRequests!: MoneyRequest[];
 
+  @OneToMany(() => AllowanceSchedule, (schedule) => schedule.guardian)
+  allowanceSchedules!: AllowanceSchedule[];
+
   @CreateDateColumn({ name: 'created_at', type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP' })
   createdAt!: Date;
 
diff --git a/src/health/health.controller.ts b/src/health/health.controller.ts
index df5fe97..22fa108 100644
--- a/src/health/health.controller.ts
+++ b/src/health/health.controller.ts
@@ -1,4 +1,5 @@
 import { Controller, Get } from '@nestjs/common';
+import { ConfigService } from '@nestjs/config';
 import { ApiTags } from '@nestjs/swagger';
 import { HealthCheck, HealthCheckService, HttpHealthIndicator, TypeOrmHealthIndicator } from '@nestjs/terminus';
 import { SkipThrottle } from '@nestjs/throttler';
@@ -11,6 +12,7 @@ export class HealthController {
     private readonly healthCheckService: HealthCheckService,
     private readonly databaseHealthIndicator: TypeOrmHealthIndicator,
     private readonly httpHealthIndicator: HttpHealthIndicator,
+    private readonly configService: ConfigService,
   ) {}
 
   @Get()
@@ -24,9 +26,23 @@ export class HealthController {
   checkHealthDetails() {
     const healthIndicators = [
       () => this.databaseHealthIndicator.pingCheck('database'),
-      // add your own health indicators here
     ];
 
+    const rabbitManagementUrl = this.configService.get<string>('RABBITMQ_MANAGEMENT_URL');
+    if (rabbitManagementUrl) {
+      const user = this.configService.get<string>('RABBITMQ_MANAGEMENT_USER');
+      const pass = this.configService.get<string>('RABBITMQ_MANAGEMENT_PASS');
+      const headers: Record<string, string> = {};
+      if (user && pass) {
+        const encoded = Buffer.from(`${user}:${pass}`).toString('base64');
+        headers.Authorization = `Basic ${encoded}`;
+      }
+
+      healthIndicators.push(() =>
+        this.httpHealthIndicator.pingCheck('rabbitmq', rabbitManagementUrl, { headers }),
+      );
+    }
+
     return this.healthCheckService.check(healthIndicators);
   }
 }
diff --git a/src/i18n/ar/app.json b/src/i18n/ar/app.json
index 74c0b69..e77bd33 100644
--- a/src/i18n/ar/app.json
+++ b/src/i18n/ar/app.json
@@ -41,6 +41,7 @@
   "ALLOWANCE": {
     "START_DATE_BEFORE_TODAY": "لا يمكن أن يكون تاريخ البدء قبل اليوم.",
     "START_DATE_AFTER_END_DATE": "لا يمكن أن يكون تاريخ البدء بعد تاريخ النهاية.",
+    "ALREADY_EXISTS": "يوجد جدول مصروف قائم لهذا الطفل بالفعل.",
     "NOT_FOUND": "لم يتم العثور على المصروف.",
     "DOES_NOT_BELONG_TO_JUNIOR": "المصروف لا يخص الطفل."
   },
diff --git a/src/i18n/ar/general.json b/src/i18n/ar/general.json
index e4495f3..fe70ffb 100644
--- a/src/i18n/ar/general.json
+++ b/src/i18n/ar/general.json
@@ -94,10 +94,12 @@
       "name": "الاسم",
       "amount": "المبلغ",
       "type": "النوع",
+      "frequency": "التكرار",
       "startDate": "تاريخ البدء",
       "endDate": "تاريخ النهاية",
       "numberOfTransactions": "عدد المعاملات",
-      "juniorId": "معرّف الطفل"
+      "juniorId": "معرّف الطفل",
+      "status": "الحالة"
     },
     "allowanceChangeRequest": {
       "reason": "السبب",
diff --git a/src/i18n/en/app.json b/src/i18n/en/app.json
index 0c7f696..1f31eb4 100644
--- a/src/i18n/en/app.json
+++ b/src/i18n/en/app.json
@@ -40,6 +40,7 @@
   "ALLOWANCE": {
     "START_DATE_BEFORE_TODAY": "The start date cannot be before today.",
     "START_DATE_AFTER_END_DATE": "The start date cannot be after the end date.",
+    "ALREADY_EXISTS": "An allowance schedule already exists for this child.",
     "NOT_FOUND": "The allowance was not found.",
     "DOES_NOT_BELONG_TO_JUNIOR": "The allowance does not belong to the junior."
   },
diff --git a/src/i18n/en/general.json b/src/i18n/en/general.json
index 4a9c259..d1c2b29 100644
--- a/src/i18n/en/general.json
+++ b/src/i18n/en/general.json
@@ -98,10 +98,12 @@
       "name": "Name",
       "amount": "Amount",
       "type": "Type",
+      "frequency": "Frequency",
       "startDate": "Start date",
       "endDate": "End date",
       "numberOfTransactions": "Number of transactions",
-      "juniorId": "Junior ID"
+      "juniorId": "Junior ID",
+      "status": "Status"
     },
     "allowanceChangeRequest": {
       "reason": "Reason",
diff --git a/src/junior/entities/junior.entity.ts b/src/junior/entities/junior.entity.ts
index 2349f56..dc3da08 100644
--- a/src/junior/entities/junior.entity.ts
+++ b/src/junior/entities/junior.entity.ts
@@ -11,6 +11,7 @@ import {
   PrimaryColumn,
   UpdateDateColumn,
 } from 'typeorm';
+import { AllowanceSchedule } from '~/allowance/entities/allowance-schedule.entity';
 import { Customer } from '~/customer/entities';
 import { Guardian } from '~/guardian/entities/guradian.entity';
 import { MoneyRequest } from '~/money-request/entities/money-request.entity';
@@ -45,6 +46,9 @@ export class Junior extends BaseEntity {
   @OneToMany(() => MoneyRequest, (moneyRequest) => moneyRequest.junior)
   moneyRequests!: MoneyRequest[];
 
+  @OneToMany(() => AllowanceSchedule, (schedule) => schedule.junior)
+  allowanceSchedules!: AllowanceSchedule[];
+
   @CreateDateColumn({ name: 'created_at', type: 'timestamp with time zone', default: () => 'CURRENT_TIMESTAMP' })
   createdAt!: Date;
 
diff --git a/src/types/amqplib.d.ts b/src/types/amqplib.d.ts
new file mode 100644
index 0000000..d494c8e
--- /dev/null
+++ b/src/types/amqplib.d.ts
@@ -0,0 +1 @@
+declare module 'amqplib';